Whole Person Injury

Question: What does “whole person injury” mean when determining whether I may qualify for catastrophic impairment under Ontario accident benefits?

Answer: In Ontario, a whole person injury generally refers to the overall impact of your injuries on your entire body, rather than a single body part, and it matters because catastrophic impairment is assessed using objective medical evidence to decide whether your impairment meets the statutory threshold for enhanced accident benefits coverage limits under the Statutory Accident Benefits Schedule, O. Reg. 34/10.  At Vagans Legal, our Paralegal team helps people across Ontario understand the whole person injury concept and what documentation is usually needed (for example, medical reports and functional assessments) to support a catastrophic impairment determination, and you can call (416) 473-8472 to discuss your situation and get practical next steps toward protecting eligible accident benefit entitlements.

What Is Meant By a Whole Person Injury When Determining Whether a Person Suffered a Catastrophic Impairment?

A Whole Person Injury Involves the Assessment of

Understanding the Catastrophic Injury Definition Applicable to Certain Statutory Accident Benefit Coverage Limits

The Law

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